Monday, November 21, 2011

5 Little Known Tips when it Comes to Personal Loans


You may think you have it all worked out when it comes to personal loans, but hindsight is 20/20. These 5 tips aren’t well known, but they can help you to get the right terms for your personal loan. As you explore them, you will understand why it is so important to get a great deal from the start. It all begins with where you apply.

#1 - Avoid Interest

When possible, consider a personal loan from a friend or a family member. This is a great way to avoid paying interest. If you know someone that can help you then ask them. Make sure you work out a repayment schedule you are both happy with.

Monday, November 7, 2011

How to Boost Your Credit Score


How to Boost Your Credit Score

Your credit rating is extremely important. Without a good credit score, you’ll be unable to get a loan for a new car or a home--unless you’re willing to pay outrageous interest rates. Because the interest rate you pay on a loan is directly related to your credit score, it’s a good idea to keep the score as high as possible. If your credit rating is lower than you’d like it to be, you may be interested in the following tips on how to boost your credit score.