What is a good interest rate on a personal loan?

The definition of what a “good interest rate” is for a personal loan varies depending on many factors that are important to know before you proceed in getting a personal loan. If you have a larger bank account balance than someone else, or if you have collateral to put up on the loan, don’t at all be surprised if you get a better interest rate than someone else. There are many factors that are taken into account when you go to get a personal loan, and if you pay attention to certain factors, then you’re going to maximize the potential for you to get the best loan that you possibly can, which is the best case scenario when you’re working with something as individualized as a personal loan.

On the Brink of Foreclosure in Nassau County

If you're facing Nassau County foreclosure, don't feel ashamed or embarrassed. Foreclosure doesn't necessarily mean that you're an irresponsible person, and it certainly doesn't mean that you're a failure. There are many reasons that Nassau County residents may find themselves faced with a decision about foreclosure.

How to Get Vision Insurance

Being able to see is something most of us take for granted. We simply go about our daily lives watching the world go by. Unfortunately, some people's eyesight isn't as good as it used to be, and some have always had vision problems. Buying glasses or merely going for an eye exam can be expensive, sometimes prohibitively so. That's where having vision insurance helps. It can be a lifesaver, or at least a vision saver. Following are a few tips on how to get vision insurance.

How to Run a Credit Check on Yourself

From time to time, you may want to find out how good your credit is. You may be thinking of buying a new car, or even a home. Having good credit is the key to getting a loan with favorable interest rates, and knowing ahead of time whether or not your credit rating will qualify you for low rates could mean the difference between being able to buy now or having to wait until you raise your credit score. Following are a few tips on how to run a credit check on yourself.

Money Saving Tips for Commuters

With gas prices fluctuating uncontrollably, but never seeming to come down enough to really matter, you may be looking for ways to save money during your daily commute. There are a lot of options available to you, depending on the distance you travel every day. How you commute may also depend on whether you travel alone or with others. Following are a few money saving tips for commuters.