Monday, November 21, 2011

5 Little Known Tips when it Comes to Personal Loans


You may think you have it all worked out when it comes to personal loans, but hindsight is 20/20. These 5 tips aren’t well known, but they can help you to get the right terms for your personal loan. As you explore them, you will understand why it is so important to get a great deal from the start. It all begins with where you apply.

#1 - Avoid Interest

When possible, consider a personal loan from a friend or a family member. This is a great way to avoid paying interest. If you know someone that can help you then ask them. Make sure you work out a repayment schedule you are both happy with.

Monday, November 7, 2011

How to Boost Your Credit Score


How to Boost Your Credit Score

Your credit rating is extremely important. Without a good credit score, you’ll be unable to get a loan for a new car or a home--unless you’re willing to pay outrageous interest rates. Because the interest rate you pay on a loan is directly related to your credit score, it’s a good idea to keep the score as high as possible. If your credit rating is lower than you’d like it to be, you may be interested in the following tips on how to boost your credit score.

Monday, October 31, 2011

Choosing Between Term and Whole Life Insurance


Wanting to take care of your loved ones is normal. Making sure they will be cared for financially in the event you pass away is a means of expressing your love for them. Having a life insurance policy in place is the best way to make that happen. Determining the type of policy that will fit your needs is the difficult part. Basically, there are two types of life insurance: term and whole life.

Monday, October 17, 2011

DIY Bankruptcy Or Bankruptcy Attorney?


In this do-it-yourself world, it is no surprise to see the large growth in online do-it-yourself bankruptcy websites. It's understandable that many people that are in severe financial turmoil would choose to go it alone due to their struggling finances. Over the last 10 years there has been a huge growth in the DIY industry. Go to any home improvement center on the weekend and you will probably see half of your neighborhood buying the proper equipment for their weekend project.

Wednesday, October 12, 2011

Understanding Credit Debt Counselling



The key to reducing credit card debt is to limit card usage by sticking to a plan and implementing it. Intend to keep it for emergencies and try to control yourself to adding to current debt. Save the card for absolute necessities and pay more than the minimum monthly payment.